Attention homeowners: Real estate appraisal services for in Pine Prairie and Evangeline County

Here are the top 7 reasons why LA homeowners need Erin Elkins Appraisals:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. To reduce their monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Evangeline county or LA by determining the true market value of property in question

Own a house in or near Pine Prairie, LA and need help deciding the price of it?
Contact Erin Elkins Appraisals.

We at Erin Elkins Appraisals understand the particular needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our valued client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Erin Elkins Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Erin Elkins Appraisals is experienced in helping folks just like you abolish unneeded PMI insurance.

Challenging Evangeline county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other properties close by. This means you are most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Erin Elkins Appraisals is your #1 weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can this be difficult and inconvenient from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Erin Elkins Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for accuracy, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Erin Elkins Appraisals can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.